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zemmer

Buy together. Or book a room.

Most people can't buy in Luxembourg alone. Zemmer matches buyers into groups that can, checked for finances and for how they want to live. Looking to rent? Find a room, check its calendar and book it online.

Three-bedroom apartment

Bertrange

Example

960 000 €

  • Léa40% share384 000 €
  • Marc35% share336 000 €
  • Sofia25% share240 000 €

Group compatibility

86/100

Finances
91
Lifestyle
80
Each buyer owns, finances and pays for their own share.

From application to keys

Zemmer coordinates every step until your group is ready to sign with the agency.

  1. 1

    Build your housing profile

    Tell us your budget, savings and mortgage situation, and how you want to live. It takes about ten minutes.

  2. 2

    Apply for a share

    Pick the properties you like and the share that fits your budget. Apply alone or with people you already know.

  3. 3

    Get scored against other applicants

    We first check whether a group can afford the property together, then how well its members would live and own together.

  4. 4

    Agree on the co-ownership terms

    Your group negotiates the co-ownership agreement clause by clause on Zemmer, ready for the notary.

  5. 5

    Hand over to the agency

    Zemmer passes the qualified group to the selling agent, who completes the sale. Our fee is due only when the deal goes through.

For buyers

Own instead of rent, without carrying a whole mortgage alone.

  • Buy a share sized to what you can borrow
  • Co-owners checked for finances and lifestyle
  • A written co-ownership agreement before you sign
  • No subscription: Zemmer is paid only when a deal closes
Create your housing profile

Rooms to rent

See when a room is free, then book it. Most rooms are confirmed at once.

  • Search by the dates you need, in half-month steps
  • A calendar for every room: free, booked, not available
  • Book your dates: most rooms confirm at once, some landlords approve each request
  • Landlords list rooms for free; you pay the rent to the landlord under your lease

For agencies

Reach the buyers who can only afford your property together.

  • Sell to groups, not only to single buyers
  • Receive groups whose finances are already checked
  • One file per group, with the agreed co-ownership terms
  • Zemmer coordinates the group until it is ready to sign
List a property

Find a home that fits, alone or together

Browse the properties open for co-buying, or the rooms free for your dates.